Health insurance

Award-winning health insurance for you, your family and your business. Experience outstanding customer service from the only Which? recommended health insurer.

What is health insurance?

Health insurance is designed to cover some or all of the costs of private healthcare, from consultations with diagnostic scans and tests through to treatment. Having a health insurance policy gives you peace of mind that you or a family member will have access to the very best treatment at a time and place that is convenient to you. Health insurance, or private medical insurance (PMI) as it is sometimes known, may be provided by a company to their employees or it can be purchased on an individual or family basis.

Our health insurance solutions

Whether you are looking for health insurance cover for yourself and your family, or healthcare solutions for businesses to support employee health and wellbeing, our comprehensive range delivers products our members trust when they need us the most.

Personal & family

Personal & family health insurance

View our range of award-winning health insurance, health cash plans and dental cash plans to protect the wellbeing of you and your loved ones.


Business health insurance

Whatever the size of your business, we have a comprehensive range of products and advanced services to support employee health and wellbeing.

Why choose WPA?

Being a specialist not-for-profit health insurer in the UK, WPA provides award-winning health insurance solutions for individuals, families, and businesses of all sizes.

Tailored healthcare

Choose from a range of award-winning health insurance with cover levels and lifestyle options, to create exactly the right health insurance policy for your needs.

Freedom to choose

Freedom to choose where, when and who provides your treatment. Some health insurers limit who can treat you. We believe that's wrong. Have the freedom to choose what's best for you.

Expert service

With expertise built up over more than 120 years, we are passionate about helping our members. We consistently lead the independent Trustpilot ratings amongst UK health insurers.

Find out more about WPA and our commitment to providing the very best service to you.

Family walking

How much is private health insurance?

The cost of private health insurance is typically influenced by various factors such as the ages of covered members, where you live, whether you smoke or vape, and the selected cover benefits. Further details and guidance for selecting the right private health insurance policy can be found in our comprehensive Understanding Health Insurance guide.

The cover you choose will depend on your personal needs and circumstances. Whilst many health insurance products on the market are similar in their benefit offering, what sets WPA aside from the rest is our dedication in putting customers at the centre of all that we do.

Get a quote in minutes and find out how much you would pay

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Members can access valuable benefits

Many benefits are included as standard but availability and limits will vary across products so it's important to check the relevant product for more details.


Members can easily manage their cover with our app. This includes making and tracking claims and access to Remote GP Services.


As a member you can take advantage of a range of discounts and offers which are in addition to your policy/scheme benefits.


Access to a GP either by phone or by video. Simply book online at My WPA or via our WPA Health app 24/7 to set up a consultation.


A brief course of therapy counselling (up to six sessions) for suitable conditions including relationship issues and family matters.


Mental health benefits are an important part of a health insurance product. We provide access to treatment with several key benefits.


Telephone emotional support covering a variety of different areas, many of which are provided by experts in their field.


Health insurance from a company you can trust

We're a leading, award-winning, UK health insurer committed to providing the very best service to you. As a not-for-profit company, we don't have the demands of shareholders, meaning we're free to act differently from the rest.

"Excellent customer service very clear and explained things well. Couldn't do enough to help me in a stressful situation...very much recommended. Very customer friendly."

A - Customer

We're rated 'Excellent' on Trustpilot

New to health insurance?

Health insurance can be confusing, so we have created a number of useful guides to help you understand what health insurance is, what the advantages are and why you might want it and explain some of the terminology that is often used with health insurance cover.

You can find more useful guides to help you find the answers to your questions in our Help & support area.

Switch health insurance

Switch your health insurance to WPA

If you already have an existing health insurance policy there are options available for you to switch your cover to WPA. Take a look at our comprehensive Switching health insurance providers guide for more information or contact us to see how much you would pay.

Contact us

Get a quote online

Interested in health insurance? Find out how much you would pay in minutes with our quick and simple online quote.

Find a healthcare provider

Search for a specialist, therapist, hospital, clinic or scanning centre, recognised by WPA, in your local area with our useful search tool.

Contact us

Existing member or looking to become a member? Find the right number to call, view our opening hours or send us an email.