Personal and family health insurance policies

Designed to look after the health and wellbeing of you and your family members. Get a quote in just a few minutes.

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Health insurance, cash or dental plan

Health insurance, or private medical insurance (PMI) as it is sometimes known, is designed to meet some or all of the costs of private medical treatment, from initial consultation and diagnostic scans through to treatment. Most policies allow you to choose from a range of options to suit individual needs and budgets, giving you peace of mind and allowing you to have quicker access to treatment.

Cash plans, unlike health insurance, contribute towards the cost of everyday routine healthcare, meaning you don't need to be ill to benefit. These low cost, simple plans, let you claim money back on essential, foreseeable healthcare. A visit to the dentist, whether NHS or private, can be painful enough. With dental bills becoming ever more expensive, a dental plan offers protection for both routine and preventative dental care.

Health insurance typically includes the following main benefits:

Hospital admissions for in-patient and day-patient treatment.

Diagnostic tests including MRI, CT and PET scans.

Health & Wellbeing support services.

Comprehensive Cancer Care.

Out-patient treatment including consultations and therapy.

Mental Health support benefits.

Why choose WPA?

WPA are a specialist UK not-for-profit health insurer offering award-winning health insurance solutions to individuals, families and companies of all sizes. We offer groundbreaking personal and business health insurance policies that have truly revolutionised healthcare in the UK.

  • Freedom to choose when, where and who provides your treatment.
  • Customer service excellence built up over 120 years.
  • We specialise in health insurance - we don't offer other forms of insurance.
  • Our WPA Health app makes it easy to manage your membership wherever you are.

"I cannot recommend WPA highly enough - anytime I have called you have been absolutely banging!"

Mr C - Customer

We're rated 'Excellent' on Trustpilot

Advice from your local WPA Healthcare Practice

Finding the right healthcare solution for your needs can be confusing, that's why we created the WPA Healthcare Practice, a wholly owned subsidiary of WPA, authorised and regulated by the Financial Conduct Authority. This means we have Healthcare Partners across the UK that can advise you on WPA's products and services and provide access to the sort of healthcare that we want for ourselves and our families.

All Healthcare Partners hold, or are studying towards, the Chartered Insurance Institute (CII) Certificate in Insurance and are fully trained in all of WPA's products and services. So you can be confident you are working with qualified and professional advisors. Find your local Healthcare Partner to help you at every step of the journey.

Healthcare Practice

Frequently asked questions

Here's a selection of questions and answers that we've already helped our customers with.

Health Insurance FAQs

Why buy health insurance from WPA?

What are the benefits of health insurance?

How much does health insurance cost?

How do I make a health insurance claim?

Cash Plan FAQs

What is the difference between health insurance and a cash plan?

Are any treatment costs reimbursed in full?

How do I make a cash plan claim?

Dental Plan FAQs

Is there a maximum joining age for a dental plan?

Does it matter if my dentist is NHS or Private?

Do dental plans cover cosmetic treatments, like teeth whitening?

How do I make a dental plan claim?