Health insurance, cash or dental plan
Health insurance, or private medical insurance (PMI) as it is sometimes known, is designed to meet some or all of the costs of private medical treatment, from initial consultation and diagnostic scans through to treatment. Most policies allow you to choose from a range of options to suit individual needs and budgets, giving you peace of mind and allowing you to have quicker access to treatment.
Cash plans, unlike health insurance, contribute towards the cost of everyday routine healthcare, meaning you don't need to be ill to benefit. These low cost, simple plans, let you claim money back on essential, foreseeable healthcare. A visit to the dentist, whether NHS or private, can be painful enough. With dental bills becoming ever more expensive, a dental plan offers protection for both routine and preventative dental care.
Health insurance typically includes the following main benefits:
Hospital admissions for in-patient and day-patient treatment.
Diagnostic tests including MRI, CT and PET scans.
Health & Wellbeing support services.
Comprehensive Cancer Care.
Out-patient treatment including consultations and therapy.
Mental Health support benefits.
Individuals and families
Our solutions for you and your loved ones
Choice of a flexible and tailored health insurance policy, a cash plan for your everyday health needs and a dental plan for both routine and preventative dental care.
Family health insurance
NEW Complete Health
Create your very own tailored health insurance policy to suit your specific needs.
Everyday health cash plan
NHS Top-Up Personal
A simple cash plan that lets you claim your money back on everyday healthcare expenses.
Affordable dental cash plan
Providental
A dental cash plan, covering both routine and emergency dental treatments.
Why choose WPA?
WPA are a specialist UK not-for-profit health insurer offering award-winning health insurance solutions to individuals, families and companies of all sizes. We offer groundbreaking personal and business health insurance policies that have truly revolutionised healthcare in the UK.
- Freedom to choose when, where and who provides your treatment.
- Customer service excellence built up over 120 years.
- We specialise in health insurance - we don't offer other forms of insurance.
- Our WPA Health app makes it easy to manage your membership wherever you are.
"I cannot recommend WPA highly enough - anytime I have called you have been absolutely banging!"
Mr C - Customer
We're currently the highest-rated UK health insurer on Trustpilot
Advice from your local WPA Healthcare Practice
Finding the right healthcare solution for your needs can be confusing, that's why we created the WPA Healthcare Practice, a wholly owned subsidiary of WPA, authorised and regulated by the Financial Conduct Authority. This means we have Healthcare Partners across the UK that can advise you on WPA's products and services and provide access to the sort of healthcare that we want for ourselves and our families.
All Healthcare Partners hold, or are studying towards, the Chartered Insurance Institute (CII) Certificate in Insurance and are fully trained in all of WPA's products and services. So you can be confident you are working with qualified and professional advisors. Find your local Healthcare Partner to help you at every step of the journey.
Frequently asked questions
Here's a selection of questions and answers that we've already helped our customers with.