Why have health insurance?

The benefits of having health insurance in the UK.

In the UK, we benefit from one of the best healthcare systems in the world. But sometimes you need more, such as avoiding long waiting lists to gain quicker access to treatment. A health insurance policy provides peace of mind that if you or a family member does fall ill, you will have prompt access to private GP's and specialists to diagnose and, if necessary, provide treatment.

What are the benefits of health insurance?

Prompt access for diagnosis and treatment, avoiding potentially long waiting lists.

Freedom to choose who treats you, where and when.

Operate in conjunction with the NHS.

Cover for potentially lifesaving drugs not available on the NHS.

Access to a private GP helpline available 24 hours a day, 7 days a week, 365 days a year.

Peace of mind offering increased flexibility, comfort and privacy.

Freedom to choose

In the UK, we benefit from one of the best healthcare systems in the world. But sometimes you need more, like avoiding long waiting lists for surgery or getting access to cancer treatments not readily available on the NHS. You want the freedom to choose what’s best for you. Some health insurers limit where, when and who can treat you. We believe that’s wrong. It’s your health, so you should be in control.

That's why all of our members are free to choose, where, when and who provides them with treatment.

Self-pay vs insurance

It can be a great comfort to know that, should you need to, you can access private medical facilities at a time and place that is convenient to you. You could self-pay for that private treatment or you could plan ahead and have a health insurance policy in place to cover the costs.

The benefits of having health insurance are similar to other insurances. Instead of needing a large amount of money at a specific time, an insurance policy allows you to pay for cover via a set monthly premium. You can also then choose to tailor the benefits and Shared Responsibility, to help control those monthly premiums - meaning you get the benefits you need at a price which works for you.

We are here for you

Existing members

Access 24/7 Remote GP Services, contact us using Live Chat, make and track a claim or send and receive secure messages all via the WPA Health app or My WPA Login.

Become a member

If you’d like to talk to someone about becoming a member, please give our UK team a call on

01823 625050

Group schemes

Whatever the size of your business we have a group scheme available. Call us on

01823 625247