Health insurance glossary
A guide to some of the key words and phrases commonly used in health insurance.
This glossary is an aid to help you understand some common insurance terms and some WPA specific terms.
A customer should always refer to their specific Policy or Scheme documentation to check their level of cover, benefits, terms and conditions and Policy or Scheme definitions.
On this page
A
A&E
Absolute Health
Active Treatment
Acupuncture
Acute Condition or Symptom
Advanced Therapy Medicinal Products (ATMPs)
Anaesthetist - Anaesthetics
Angiogram
B
Benefit
Benefit Schedule
Bilateral
Broker
C
Cancer
Cardiologist/Cardiology
CAT Scan
CCSD Code
Certificate of Insurance
Chemotherapy
Chiropody
Chiropractic
Claim
Clinic Letter
Colorectal Surgeon
Complaint
Complete Health
Compliment
Condition
Consultant
Consultation
Continued Moratorium Underwriting
Continued Personal Medical Exclusions Underwriting (CPME and sometimes referred to as Switch)
Cooling Off Period
Corporate Deductible
Corporate Healthcare Trust
Cosmetic Treatment
Critical Care
CT Scan
Curative Intent
Customary and Reasonable Cost
D
Day-patient
Deferment Period
Dental Injury
Dentist
Dermatologist - Dermatology
DEXA Scan
Diagnostic Tests
Dietitian / Nutritionist
Digital Health
E
ECG - Electrocardiogram
Echocardiogram
EHIC
Eligible Treatment
Emergency Treatment
Employee
End of Life Care
Endocrinologist - Endocrinology
Enterprise Flexible Benefits (EFB)
Established Treatment
Excess
Experimental Treatment
F
Family Member
Fee Schedule
Financial Ombudsman Service (FOS)
Full Medical Underwriting (FMU)
G
Gastroenterologist - Gastroenterology
Geriatrician - Geriatrics
GHIC
GMC
GP (General Practitioner)
GP Service Provider for WPA
Group Deductible
Guide
Gynecologist - Gynecology/Obstetrics
H
HCPC
Health Insurance
Health Screening
Healthcare Partners
Healthcare Provider
Helpline Provider for WPA
Hematologist - Hematology
Homeopathy
Hospice
Hospital
I
Immunotherapy
Indication(s)
In-patient
Intermediary
Invoice
L
Licensed
LifeStage Health
Long-term (Chronic) Condition
M
Medical Appliances
Medical History Disregarded Heart and Cancer Underwriting (MHD H&C)
Medical History Disregarded Underwriting (MHD)
Medical Professional
Medically Necessary
Moratorium Underwriting
MRI Scan
My WPA
N
Nephrologist – Nephrology
Neurologist – Neurology
NHS
NHS Hospital Cash Benefit
NHS Top-Up Corporate
NHS Top-Up Personal
NICE
Non-disclosure
Non-established Treatment
Notice Period
Nurse
O
Oncologist - Oncology
Ophthalmologist/Optometrists - Ophthalmology
Optional Extra
Oral Cancer
Orthopaedic Surgeon - Orthopaedics
Osteopathy
Otorhinolaryngologist - Otorhinolaryngology (ENT)
Out-patient
P
Paediatrician - Paediatrics
Palliative Care
Personal Exclusion(s)
PET Scan
Physiotherapy
Podiatrist - Podiatry
Policy
Policy Address
Policy Year
Policyholder
Pre-Authorisation
Precision Corporate Healthcare (PCH)
Pre-existing Condition
Premium Hospitals
Premiums
Primary Care
Private Healthcare Information Network (PHIN)
Private Medical Insurance
Procedure
Prostheses/Prosthesis
Prosthetic
Providental
Provider Search
Psychiatrist - Psychiatry
Psychologist - Psychotherapy
Q
Qualifying Period
Quote
R
Radiotherapy
Referral Letter
Rehabilitation
Related Condition
Remission of Cancer
Remote GP
Renewal Date
Repatriation
Respiratory System
S
Scans
Scheme
Scheme Holder
Scheme Member
Scheme Year
Secondary Care
Shared Responsibility (SR)
Specialist
Speech and Language Therapy
Symptom
T
Targeted Cancer Therapies/Targeted Therapies
Therapist/Therapy
Tomography
Treatment
Treatment Provider
U
Ultrasound Scan
Underwriting
Undiagnosed Conditions
Unilateral
Urologist - Urology
V
Vascular Disease
W
Worldwide Coordination Centre for WPA
WPA
WPA Charitable Foundation
WPA Foundation
WPA Health (app)
WPA Healthcare Practice Plc
WPA Protocol Plc
X
X-ray
Last reviewed: February 2024
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