Flexible Health

Create your very own bespoke health insurance
policy to suit your specific needs.

Introducing Flexible Health

Our comprehensive and modular Flexible Health range puts you in control so that you can create exactly the right Policy for your own personal needs. With three Policies to choose from and the additional Optional Extras you will enjoy certainty and peace of mind, whatever life has in store.

Our Premier and Elite Policies have been awarded the Moneyfacts Private Medical Insurance Five Star Rating for 2020.

Your health, your choice

  • Tailor your policy to suit your needs
  • Your choice of hospital, specialist or healthcare professional
  • Choose from 3 core levels of cover to start creating your package
  • Shared Responsibility®, available with Premier and Elite, can significantly reduce your premium
  • Already insured? You may be eligible to switch your cover to WPA without any further personal exclusions

What's covered

  • In-patient treatments
  • Day-patient treatments
  • Out-patient treatments
  • Optional cancer cover, including drugs not readily available on the NHS
  • Lifestyle choices, such as dental care

What isn't covered

  • Pre-existing conditions
  • Long-term chronic conditions
  • Fertility problems, pregnancy and childbirth
  • Mental health conditions
  • Injuries sustained through winter sports

For a full list of what isn’t covered, please refer to the guide in the ‘Download documents’ section below.

Download documents

25% off for a year

Receive 25% off your premium in your first year, 15% in your second and 5% in your third year.

Find out more

Are you self-employed
or a member of a profession?

You are your business’ most valuable asset. So why not take
advantage of our substantial discounts on health insurance
for the self-employed and members of certain professions?

Frequently asked questions

How can we help? Healthcare can be confusing, but we don't think it should be. Choose a topic to find out more.

How do I join WPA?

What is the maximum joining age?

How much does it cost?

What is the maximum annual limit I can claim?

Can I tailor my cover?

Tailored to protect the health and wellbeing of you and your loved ones

With 3 choices of cover and the additional Optional Extras to tailor the policy to fit your needs, our Flexible Health range will deliver certainty and peace of mind to you and your loved ones. With the addition of Shared Responsibility® (co-payment), you really are in control of your policy no matter what your budget may be.

Help & advice

Contact us

If you’d rather talk to someone over the telephone, please give our highly trained and experienced UK team a call on 01823 625050.