Our comprehensive and modular Flexible Health range puts you in control so that you can create exactly the right Policy for your own personal needs. With three Policies to choose from and the additional Optional Extras you will enjoy certainty and peace of mind, whatever life has in store.
Our Elite Policy has been awarded the Moneyfacts Private Medical Insurance Five Star Rating for 2021.
A good value surgery-only Policy for fast-track private surgery, offering in-patient and day-patient benefits when you need non-emergency (elective) surgery for a diagnosed medical condition.
Includes benefit towards dental care and optical treatment.
No benefit is available for out-patient treatment/investigations or for cancer surgery.
Over 62%* of members choose this Policy due to its range of Optional Extras.
Multiple Shared Responsibility ®(co-payment) levels are available.
* Based on the number of Policies sold across the Flexible Health product range between 01.04.19 and 31.03.20.
In addition to the in-patient, day-patient and out-patient benefits, Elite also offers valuable cash benefits, such as dental care and optical treatment.
Multiple Shared Responsibility ®(co-payment) levels are available.
Our entry level surgery only Policy with a maximum annual benefit of £50,000.
A good value surgery-only Policy for fast-track private surgery, offering in-patient and day-patient benefits when you need non-emergency (elective) surgery for a diagnosed medical condition.
Includes benefit towards dental care and optical treatment.
No benefit is available for out-patient treatment/investigations or for cancer surgery.
Mid-range Policy offering enhanced cover as standard.
Over 62%* of members choose this Policy due to its range of Optional Extras.
Multiple Shared Responsibility ®(co-payment) levels are available.
* Based on the number of Policies sold across the Flexible Health product range between 01.04.19 and 31.03.20.
Our most comprehensive Policy – when you want our highest level of cover.
In addition to the in-patient, day-patient and out-patient benefits, Elite also offers valuable cash benefits, such as dental care and optical treatment.
Multiple Shared Responsibility ®(co-payment) levels are available.
* Mental Health Treatment and Structured Counselling (Extended Therapy) Optional Extras are available for policies starting after 1 January 2022.
As with all health insurance there are certain things that are not covered. For a full list of what isn’t covered, please refer to the 'A Guide to Your Policy' in the Download documents section below. It is important to understand that health insurance is not designed to be a replacement for the NHS, but rather to complement it.
Key exclusions include:
In the UK, we benefit from one of the best healthcare systems in the world. But sometimes you need more, like avoiding long waiting lists for surgery or getting access to cancer treatments not readily available on the NHS. You want the freedom to choose what’s best for you. Some health insurers limit where, when and who can treat you. We believe that’s wrong. It’s your health, so you should be in control.
Our members have access to over 600 hospitals throughout the UK.
Everyone hopes they’ll never need to use their health insurance. But should the worst happen, and you need to make a claim, you expect your insurance provider to be there for you. When you buy our health insurance, you buy our promise that we’ll deliver.
With our WPA Health app claiming has never been easier. Customers can make a Health Insurance claim and receive an instant decision - a first in the UK Health Insurance market.
Customers rate our service as 5 star, with an average rating of 4.8 out of 5.
Data recorded between 1st July 2020 and 30th June 2021. 6,482 responses received.
How can we help? Healthcare can be confusing, but we don't think it should be. Choose a topic to find out more.
Get a quote now and find out how much you would pay.
Receive 25% off your premium in your first year, 15% in your second and 5% in your third year.
If you’d rather talk to someone about becoming a member, please give our UK team a call on 01823 625050.