Private health insurance cover
Award winning health insurance from WPA. We've been helping our members as a not-for-profit organisation since 1901. Just health insurance. No distractions.
The benefits of private health insurance
A health insurance policy provides the reassurance that if you or a family member falls ill, you will have prompt access to GPs and specialists for diagnosis and treatment.
Our health insurance gives you:
Prompt access to healthcare providers for consultations, diagnostic tests and treatment.
Access to Remote GP Services, by simply booking online or via our WPA Health app.
An extensive choice of over 1,000 hospitals, clinics and scanning centres across the UK.
Peace of mind offering increased flexibility, comfort and privacy.
Cover available for potentially lifesaving drugs not available on the NHS.
Get a health insurance quote in minutes and see how much you would pay
Get a quoteOur health insurance solutions
Whether you are looking for health insurance cover for yourself and your family, or business healthcare solutions to support employee health and wellbeing, our comprehensive range delivers products our members trust when they need us the most.
Health insurance for you and your family
View our range of award-winning health insurance, health cash plans and dental cash plans to protect the wellbeing of you and your loved ones.
Health insurance for your employees
Whatever the size of your business, we have a comprehensive range of products and advanced services to support employee health and wellbeing.
BusinessComplete Health
A tailored and flexible policy for individuals and families
Get a quote in minutes and find out how much you would pay.
Why choose WPA?
WPA are a specialist UK not-for-profit health insurer offering award-winning health insurance solutions to individuals, families and companies of all sizes. We offer groundbreaking personal and business health insurance policies that have truly revolutionised healthcare in the UK.
- Freedom to choose when, where and who provides your treatment.
- Customer service excellence built up over 120 years.
- We don't offer other forms of insurance.
- Our WPA Health app makes it easy to manage your membership.
Rated "Excellent"
Trusted
We pride ourselves on our customer service excellence, and work hard to earn the trust of our members. We are always improving, we never rest on our laurels, and we actively encourage feedback from our members.
Find out why we are the most trusted health insurer in the UK.
Putting people first
WPA Health app
Smart administration and claiming in the palm of your hand
When you're ill, getting an initial consultation with a medical professional is an important first step. Within a few minutes, you can receive pre-authorisation to visit a specialist - starting your treatment journey as quickly as possible.
Make a claim 24/7
Access Remote GP Services
View membership literature
Track claims & benefit limits
Send & receive secure messages
Health & Wellbeing hub
We believe that our policies should be easy to understand and easy to use wherever you are, which is why WPA Health is designed with customers in mind.
Frequently asked questions
Whilst many health insurance products on the market are similar in their benefit offering, what sets WPA aside from the rest is our dedication in putting customers at the centre of all that we do. We aim to deliver excellent customer service, whether it is via our app, by email, on the phone with our UK team, or via WhatsApp/Live Chat.
The cost of any health insurance plan can vary, depending on a number of factors. The main ones are your age, where you live and what benefit options you choose to have on your cover. WPA health insurance plans can be tailored so you find the right balance between cost and cover. To get a quote, click here.
We believe access to the best hospital for diagnosis or treatment of your condition should be a clinical choice, not a commercial decision driven by a health insurer.
With us, you have access to over 1,000 hospitals, clinics and scanning centres across the UK - including large private hospital groups, independent private hospitals and clinics and private wings of NHS hospitals. It's your health, so you should be able to choose the best hospital for you.
You can extend your choice further by adding the Premium Hospitals option to the policy. The fees charged by these hospitals are considerably higher than elsewhere.
These hospitals are primarily located in and around London. As specialist centres (e.g. for cancer treatment) many patients are referred to these sites for treatment regardless of where they live. In addition, certain specialists only work out of these hospitals. Please note that any treatment (including scans, tests, procedures etc.) recommended by your Specialist at a Premium Hospital, will not be covered unless this option is selected.
Yes, as long as they hold a licence to practice; their name appears on the current General Medical Council Specialist Register, and they are certified as a specialist by the appropriate college or regulatory specialist body.
In addition, we must recognise your chosen specialist.
You must be resident in the UK and registered with an NHS GP for a minimum of 6 months before the start of your policy.
Yes, you can apply online. The first step is to get a quote using our online quote system. If you need assistance or if you would like to discuss this further, please call us on 01823 625050.
