The Recommend a Friend scheme is available to existing WPA Health Insurance customers who introduce a friend who then purchases a qualifying WPA Health 
            Insurance product.
          
 Terms and conditions
 
            The Recommend a Friend scheme is a conditional offer which may be altered, cancelled or withdrawn at any time without notice. The offer:
          
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              is available to WPA customers, including those insured under a Company Scheme.
            
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              permits up to five recommendations per household, per Policy/Company Scheme Year - £100 per recommendation.
            
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              applies to the following, qualifying products: Complete Health, Enterprise Flexible Benefits or Precision Corporate Healthcare.
            
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              cannot be claimed retrospectively and only one claim is permitted per product referred; the addition of new members to any existing products does not qualify.
            
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              applies only to those who do not already have a WPA product and reside in a separate household to the referrer. Those referred must not currently be or have 
              been insured with WPA in the preceding three years.
            
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              does not apply to WPA employees, intermediaries or customers who also act as introducers and/or receive any other fee.
            
 
 Payment of a successful recommendation:
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              will be paid directly into your bank account after terms have been issued, at least one month’s premium has been paid and the 30-day cooling off period has expired.