NHS Top-Up Personal FAQs

How can we help? Healthcare can be confusing, but we don't think it should be. Choose a topic to find out more.

Does the NHS Top-Up Personal cash plan cover pre-existing conditions?

Can I claim on my health cash plan straight away?

Which of the health cash plan benefits require GP or specialist referral?

Health screening - does NHS Top-Up cover mammogram & smear tests?

Can couples have different cover to each other?

What is the maximum joining age?

How do I make a claim?

How can I claim for contact lenses?

What are the joining criteria?

View the premiums & benefits

View details of all the NHS Top-Up Personal benefits and find out how much you would pay.

  • Choose from 3 levels of cover and additional Optional Extras to tailor the plan to fit your needs.
  • Your choice of claiming back 75% or 100% of eligible expenses, up to an annual limit.
  • Include up to 5 children, under the age of 18, for free.
  • Option to pay your premium monthly.
View the premiums & benefits

Need help?

Contact us

If you’d rather talk to someone over the telephone, please give our highly trained and experienced UK team a call on 01823 625050.