NHS Top-Up Dental cash plan

Protection for both routine and preventative dental care for you and your family. Two levels of cover and the choice of NHS or private treatment puts you in control of choosing the right dental plan for your needs.

Why should I buy an NHS Top-Up Dental cash plan?

These are just some of the things that you will be covered for with your NHS Top-Up Dental cash plan.


Treatment

Keep your teeth in tip-top condition with cover for routine dental treatments.

Emergencies

Reimbursement for incidents of acute pain, swelling or a dental haemorrhage requiring an emergency dental appointment.

Injuries

Cashback for restorative dental treatments where the injury to the teeth has been caused by an external blow to the teeth, face or jaw.

Restorative

Cover for treatment under the care of a recognised specialist for restorative treatment required as a direct result of oral cancer.

Hospital stays

A lump sum after receiving treatment in an NHS hospital for a dental injury or restorative treatment as a direct result of oral cancer.

What isn't covered?

As with all Cash Plans there are certain things that are not covered. For a full list of what isn’t covered, please refer to the 'A Guide to Your Cash Plan' in the 'Download documents' section below. It’s really important that we highlight these to you before you join us.

Key exclusions include:

  • Any claims submitted more than six months after the treatment took place.
  • Any condition(s)/injury you had when you took out the Cash Plan (pre-existing conditions). This does not apply to General Dental Treatment.
  • Dental consumables and appliances such as mouth guards.
  • Cosmetic and aesthetic treatment, implants, veneers or treatment intended to improve the patient’s appearance, unless pre-authorised under the Dental Injuries or Restorative Treatment as a direct result of Oral Cancer benefits.
  • Treatment as a result of any sport or activity which is physically hazardous and requires a disclaimer prior to participation.
  • Any treatment for wisdom teeth unless performed in general dental surgery (not hospital).

Download documents


Frequently asked questions

How can we help? Healthcare can be confusing, but we don't think it should be. Choose a topic to find out more.

Can any dentist treat me?

How do I make a dental cash plan claim?

What is the maximum joining age for the NHS Top-Up Dental cash plan?

Can I have my amalgam fillings changed to white if there is nothing wrong with them?

Does the dental cash plan cover cosmetic dental treatment?

View the premiums & benefits

View details of all the NHS Top-Up Dental benefits and find out how much you would pay.

  • Two levels of cover puts you in control of choosing exactly the right plan for your needs.
  • Your choice of NHS or private treatment, or a mixture of both.
  • Choose to see any UK registered dentist.
  • Option to pay your premium monthly.
View premiums & benefits

Need help?

Contact us

If you’d rather talk to someone over the telephone, please give our highly trained and experienced UK team a call on 01823 625050.