Shared Responsibility levels available
£250 • £500 • £750 • £1,000 • £1,500 • £3,000 • £5,000
In-patient and Day-patient Treatment
Critical Care Levels 2 and 3
Up to 28 days for Intensive Care and High Dependency Units
Complex Diagnostic MRI, CT and PET Scans
In-patient and Day-patient Therapy
Post-operative Consultation and Tests
One follow-up consultation & tests within 90 days of surgery
Prostheses
Passive and Active
Out-patient Treatment
Consultations with a Specialist and Diagnostic Tests.
GP Referred Diagnostic Tests
GP Referred Complex Diagnostic Scans
One MRI or CT Scan
Remote Benefits
Remote GP Services
Private GP Helpline • Video Consultations • Private Prescriptions • Specialist Referral
Health and Wellbeing Helpline
Telephone Counselling • Online computerised Cognitive Behaviour Therapy (cCBT)
Life Skills Course • Wellbeing and Health Information • Debt and Money Information
and Support • Legal Information
Structured Counselling (not available to family member(s) under 16 years of age)
Where clinically appropriate, following referral from the Health & Wellbeing Helpline, up to six sessions of structured counselling
Cancer Care
Consultations with a Specialist
Radiotherapy/Chemotherapy
Targeted Cancer Therapies
Advanced anti-cancer treatment (Targeted Cancer Therapies) will be funded when given with curative intent, where not readily available on the NHS
NHS Hospital Cash Benefit
Non-cancer - overall combined maximum annual benefit of £4,500
NHS In-patient (less than 3 nights) or NHS Day-patient
£150 per night/day
NHS In-patient (3 nights or more)
£200 per night
NHS Out-patient Complex Diagnostic Scans and NHS Out-patient Procedures
(MRI, CT and PET Scans) – £150 per day
Cancer - overall combined maximum annual benefit of £6,000
NHS In-patient or NHS Day-patient
£200 per night/day
NHS Out-patient Complex Diagnostic Scans or NHS Out-patient Cancer Treatment or NHS Out-patient Procedures
£150 per day
Further Benefits
Nursing at Home
Up to 4 weeks.
Private Ambulance Transport
Parent and Child
Up to 10 nights for hospital accommodation charges
Out of Pocket Expenses
Up to £10 per day
Hospice Donation
£70 per day/night up to £700
Overseas Emergency Treatment (not the USA and its dependencies)
70 days per trip, maximum 180 days and £500,000
Dental
General Dental Treatment
Optional Extras
Please refer to the 'Policy Summary' below for full details of these benefits
Premium Hospitals
We provide an extensive choice of over 600 hospitals as standard.
Extend this choice by adding Premium Hospitals, primarily based in Central London.
Available to add to all levels
Overseas Emergency Treatment
Overseas Emergency Treatment (not the USA and its dependencies) – 70 days per trip, maximum 180 days and £500,000