Multi-Family Healthcare benefits

With 3 levels of cover and the ability to adapt your policy, you are in control of customising exactly the right policy for you and your loved ones.

Standard

Enhanced

Comprehensive

Shared Responsibility levels available
£250 • £500 • £750 • £1,000 • £1,500 • £3,000 • £5,000

In-patient and Day-patient Treatment

Hospital Treatment
Critical Care Levels 2 and 3
Up to 28 days for Intensive Care and High Dependency Units
Specialists' Fees
Diagnostic Tests
Complex Diagnostic MRI, CT and PET Scans
In-patient and Day-patient Therapy
Post-operative Consultation and Tests
One follow-up consultation & tests within 90 days of surgery
Prostheses
Passive and Active

Out-patient Treatment

Consultations with a Specialist and Diagnostic Tests.
£350
£1,000 • £1,500
Unlimited
GP Referred Diagnostic Tests
£350
£1,000 • £1,500
Unlimited
Therapy
£350
£1,000 • £1,500
Unlimited
GP Referred Therapy
£350
£1,000 • £1,500
Unlimited
Complex Diagnostic Scans
GP Referred Complex Diagnostic Scans
One MRI or CT Scan
Out-patient Procedures
Pre-admission Tests

Remote GP Services

24/7 access to a private GP helpline, video consultations, private prescriptions and specialist referral

Health and Wellbeing Helpline

24/7 telephone support for you and your family member(s)

Cancer Care

Consultations with a Specialist
Radiotherapy/Chemotherapy
Targeted Cancer Therapies
Advanced anti-cancer treatment (Targeted Cancer Therapies) will be funded when given with curative intent, where not readily available on the NHS

NHS Hospital Cash Benefit

Non-cancer - overall combined maximum annual benefit of £4,500

NHS In-patient (less than 3 nights) or NHS Day-patient
£150 per night/day
NHS In-patient (3 nights or more)
£200 per night
NHS Out-patient Complex Diagnostic Scans and NHS Out-patient Procedures
(MRI, CT and PET Scans) – £150 per day

Cancer - overall combined maximum annual benefit of £6,000

NHS In-patient or NHS Day-patient
£200 per night/day
NHS Out-patient Complex Diagnostic Scans or NHS Out-patient Cancer Treatment or NHS Out-patient Procedures
£150 per day

Further Benefits

Nursing at Home
Up to 4 weeks.
Private Ambulance Transport
Parent and Child
Up to 10 nights for hospital accommodation charges
Out of Pocket Expenses
Up to £10 per day
Hospice Donation
£70 per day/night up to £700
Overseas Emergency Treatment (not the USA and its dependencies)
70 days per trip, maximum 180 days and £500,000
Optional Extra
Optional Extra
Included
Dental
General Dental Treatment
£200
£450
Health Screening
£200
£200
Optical
£200
£200

Optional Extras

Please refer to the 'Policy Summary' below for full details of these benefits

Premium Hospitals
We provide an extensive choice of over 600 hospitals as standard. Extend this choice by adding Premium Hospitals, primarily based in Central London.
Available to add to all levels
Overseas Emergency Treatment
Overseas Emergency Treatment (not the USA and its dependencies) – 70 days per trip, maximum 180 days and £500,000
Optional Extra
Optional Extra
Included

This table is a summary of the benefits available and is for indicative purposes only. Please refer to the 'Policy Summary' for further details and 'A Guide to Your Policy' for full terms and conditions in the ‘Download documents’ section below.

What isn't covered

As you’d expect, some circumstances won’t be covered in your policy, like the examples shown below.

  • Pre-existing conditions
  • Long-term chronic conditions
  • Fertility problems, pregnancy and childbirth
  • Mental health conditions
  • Injuries sustained through winter sports

For a full list, please see ´What is not covered´ in 'A Guide to Your Policy' available from the ‘Download documents’ section below.

Download documents


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Find out more

Get a quote for the Multi-Family Healthcare Plan

Creating a health insurance package for your family that puts you in control. The price is determined by the level of cover and additional extras you choose, as well as factors such as your ages and where you live. You can then tailor your quote with different levels of Shared Responsibility® (co-payment). Get a quote now and find out how much you would pay.

Help & advice

Contact us

If you’d rather talk to someone over the telephone, please give our highly trained and experienced UK team a call on 01823 625050.