NHS Top-Up Dental

Get money back on dental expenses
for you and your family.


In the UK, we benefit from one of the best healthcare systems in the world. But the cost of routine and emergency dental treatments, either on the NHS or with a private dentist, can mount up.

We can help you claim your money back for these expenses and much more. If you’d like to talk through the NHS Top-Up Dental plan, our expert team are here to help.

Your health, your choice

  • Choose from 2 levels of cover.
  • Decide between NHS or private treatment, or a mixture of both.
  • Spread the costs of your dental plan and pay monthly.
  • Choose to see any UK registered dentist.

What's covered

  • Check-ups and hygienist appointments.
  • General dental treatments, such as fillings.
  • Restorative treatments, such as crowns and bridges.
  • Dental emergencies and injuries.
  • Restorative treatment as a result of oral cancer.

What isn't covered

  • Any claims submitted more than 6 months after the treatment took place.
  • Any treatment undertaken or completed prior to joining the dental plan, or within an applicable qualifying period.
  • Any conditions/injuries you had when you took out the dental plan (pre-existing conditions). This does not apply to General Dental Treatment.
  • Treatment for any oral cancers diagnosed or for which symptoms or signs develop within the first 90 days of your dental plan starting (90 day deferment period).
  • Long term (chronic) conditions (which are long term illnesses that lead to long term monitoring or management).

For a full list of what isn’t covered, please refer to the guide in the ‘download documents’ section below.

Download documents

Frequently asked questions

How can we help? Healthcare can be confusing, but we don't think it should be. Choose a topic to find out more.

Can any dentist treat me?

How do I make a claim?

What is the maximum joining age for the NHS Top-Up Dental cash plan?

Can I have my amalgam fillings changed to white if there is nothing wrong with them?

Does the plan cover cosmetic dental treatment?

What next?

Buy online

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Contact us

If you’d rather talk to someone over the telephone, please give our highly trained and experienced UK team a call on 01823 625050