Our members trust us when it matters most.
We are not motivated by profit, but by fulfilling our purpose to provide our members with access to the very best healthcare available in the UK.
Flexible Health
Personal and family health insurance
Create your very own tailored health insurance policy to suit your specific needs. Covering in-patient, day-patient and out-patient treatments, choose from 3 levels of cover along with cancer and lifestyle care options.
Multi-Family Healthcare
Health insurance for you, and your extended family
An innovative policy which spans the generations, covering your immediate and extended family. With no age restrictions, preferential rates, and 3 different levels of cover to choose from, all of which include cancer cover.
NHS Top-Up Personal
An everyday health cash plan
A simple cash plan that lets you claim your money back on everyday healthcare expenses. With 3 levels of cover, along with advanced cancer drugs and lifestyle care options, you can create a bespoke plan for you and your loved ones.
NHS Top-Up Dental
Affordable dental cover
A dental cash plan, covering both routine and emergency dental treatments, that’s just right for you and your family.
Special offer available on our range of individual health insurance policies
Receive 25% off your premium in your first year, 15% in your second and 5% in your third year. This offer is available on our Flexible Health policies.
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Quality · Accuracy · Certainty
Our promise to you.
We’re not hampered by the demands of shareholders motivated to make a profit, meaning we’re free to act differently from the rest. Our focus is always on delivering innovative services to our members. From funding cancer drugs not readily available on the NHS, the first benefit of its kind, to being recognised by the World Health Organisation as leading in the development of new policies that reduce costs for our members. These are just some of the reasons why we are a multi-award winning insurer, continually striving to outshine the competition and deliver policies our members trust.
Exceptional care.
With access to an extensive choice of hospitals and specialists throughout the UK, you’ll receive the very best quality of care when you need it most.
Expert service.
We’re all highly trained, knowledgeable and passionate about helping our members. We’re ready to help when you need us.
Tailored plans just for you.
Choose from a range of cover levels and lifestyle options, to create exactly the right policy for your needs. Giving you certainty and peace of mind, whatever life has in store.