In addition to the Standard benefits above, Comprehensive includes the following additional benefits.
You can enhance the Standard and Comprehensive cover with the following Optional Extras.
Overseas Emergency Treatment
Emergency/Overseas Treatment. Evacuation/Repatriation. Family Assistance.
Cash Extras
Cash benefits include Optical Treatment, Health Screening and a New Baby benefit.
Premium Hospitals
Extend the extensive choice of hospitals as standard by adding Premium Hospitals, which are primarily based in Central London.
Dental Care
Cash benefit towards General Dental Treatment, Dental Emergencies, Dental Injuries and Restorative Treatment as a direct result of Oral Cancer.
Structured Counselling (Extended Therapy)
Provides more sessions than the Standard Structured Counselling benefit, allowing the treatment of more complex health concerns, if required.
The following Optional Extras are available to add to Comprehensive cover only.
Oral Surgery
Replantation of teeth following trauma. Removal of impacted/buried teeth/roots. Removal of cysts of the jaw.
Long-Term (Chronic) Conditions
Consultations and therapy treatment required in relation to a claim where benefit is not available in line with limitations on the treatment of Long-term (Chronic) Conditions.
Winter Sports – UK Treatment
Established treatment upon your return to the UK, required as a result of a winter sports injury.
Please refer to the ‘A Guide to Your Company Scheme’ and the relevant Benefit Schedule for full details of each benefit and terms and conditions.
Shared Responsibility levels available:
£0 • £150 • £250 • £500 • £750 • £1,000 • £1,500 • £3,000 • £5,000 • £6,000
Instead of Shared Responsibility, you may prefer to take a traditional excess on your Company Scheme (per person per Company Scheme year, not per claim).
Excess levels available:
£0 • £100 • £150 • £200 • £250
Please note: Shared Responsibility and Excess.
At renewal you can increase the Shared Responsibility or
excess limit, however you can only reduce it by one level at a
time (e.g. from £1,000 to £750)
As with all health insurance there are certain things that are not covered. For a full list of what isn’t covered, please refer to the 'A Guide to Your Company Scheme'. It is important to understand that health insurance is not designed to be a replacement for the NHS, but rather to complement it.
Key exclusions include:
If you’d rather talk to someone about our Company Schemes, please give our UK team a call on 01823 625247.