Enterprise Health

Choose from a comprehensive range of modular options, to create a bespoke Enterprise Health group scheme for 10 to 29 members of staff.

Reward your employees

Tailored health insurance for 10+ insured employees, from a specialist health insurer, that is a valuable recruitment and retention tool for your business. With Enterprise Health each employee can have different options and advanced levels of cover tailored just to them, allowing them access to prompt private hospital and specialist treatment.

Build a health insurance package to suit your business requirements

Two Levels of Cover

Choose either Standard or Comprehensive cover – both offer a broad package of core health insurance benefits.

Optional Extras

Choose from a range of Optional Extras to enhance your chosen core offering, with additional Optional Extras available on Comprehensive.

Tailor your Premium

Choose Shared Responsibility® or an excess and benefit from cost savings on your company’s premium.


Optional Extras available

You can enhance the Standard or Comprehensive cover with the following Optional Extras.

Overseas Emergency Treatment

Cash Extras

Dental Care

Premium Hospitals

The following additional Optional Extras are available on Comprehensive cover only.

Oral Surgery

Long-Term (Chronic) Conditions

Winter Sports – UK Treatment

Remote GP Services benefit is included with all Enterprise Health Group Schemes, at no additional charge, regardless of your chosen level of cover.

Employee Assistance Programme

An Employee Assistance Programme (EAP) in the form of telephone support is automatically included with Enterprise Flexible Health.

Employees and their family member(s) can access:

  • Wellbeing and Health Information;
  • Single-session Telephone Counselling;
  • Online computerised Cognitive Behaviour Therapy (cCBT) Life Skills Course;
  • vClub access for support fact sheets, podcasts, videos, self-help guides;
  • Debt and Money Information and Support; and
  • Legal Information.

What isn't covered?

As with all health insurance there are certain things that are not covered. For a full list of what isn’t covered, please refer to the 'A Guide to Your Group Scheme'. It is important to understand that health insurance is not designed to be a replacement for the NHS, but rather to complement it.

Key exclusions include:

  • Any long-term monitoring, management or treatment of incurable, prolonged or lifelong condition(s) (chronic conditions) except for limited benefit if the Long-term (Chronic) Conditions Optional Extra has been included.
  • Cancer or mental health treatment (unless you choose Comprehensive cover).
  • Targeted Cancer Therapies if readily available on the NHS.
  • Cosmetic surgery.
  • Fertility problems, pregnancy and childbirth (except the limited cash benefit for childbirth under the New Baby benefit if the Cash Extras Optional Extra has been included).

Download documents


All our members are free to choose where, when and who provides them with treatment.

In the UK, we benefit from one of the best healthcare systems in the world. But sometimes you need more, like avoiding long waiting lists for surgery or getting access to cancer treatments not readily available on the NHS. You want the freedom to choose what’s best for you. Some health insurers limit where, when and who can treat you. We believe that’s wrong. It’s your health, so you should be in control.

Our members have access to over 600 hospitals throughout the UK.

Easy to claim

Everyone hopes they’ll never need to use their health insurance. But should the worst happen, and you need to make a claim, you expect your insurance provider to be there for you. When you buy our health insurance, you buy our promise that we’ll deliver.

With our WPA Health app claiming has never been easier. Customers can make a Health Insurance claim and receive an instant decision - a first in the UK Health Insurance market.

Customers rate our service as 5 star, with an average rating of 4.7 out of 5.

Data recorded between 1st January 2020 and 31st December 2020. 10,019 responses received.

Frequently asked questions

Here’s a selection of questions and answers that we’ve already helped our customers with.

Employer FAQs

How much on-going administration is there once the group scheme is set up?

What happens if one of our group scheme members wants to make a claim?

Can we mix and match cover between group scheme members?


Employee FAQs

How do I make a claim?

Will my employer be told when I make a claim?

What hospitals can I use?

What next?

Contact us

If you’d rather talk to someone about our Group Schemes, please give our UK team a call on 01823 625247.