A fresh approach to healthcare
Whether designing your Company Scheme from scratch, or transferring from another insurer, we aim to be able to match your objectives and requirements as closely as possible so you have precisely what you want and need.
Precision Corporate Healthcare offers health insurance, Cash Plan and dental benefits. Traditionally these were separate products - they can now be rolled into one, thereby offering a tailored and flexible healthcare package. An extensive range of benefits enables you to create a healthcare scheme that's tailored to your company's budget and your business requirements.
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Helping you to build your cover
Precision Corporate Healthcare allows single or multiple categories of cover and we will work with you to create a company scheme that fits your company's needs.
Choose your 'base' cover
Health insurance, Cash Plan or a mixture of the two. Health insurance offers peace of mind in the event of an illness or injury. Cash Plans offer a lower cost option that complement the NHS by providing cashback towards everyday healthcare costs.
Add Optional Extras
For example, mental health treatment, out-patient and Cash Plan benefits can be added to health insurance; health screening, GP charges and NHS car parking can be added to a Cash Plan or health insurance.
Add Health & Wellbeing
An Employee Assistance Programme (EAP) can be added, together with structured counselling if required.
Manage your premium
Manage your premium with the various options available such as Shared Responsibility, Excess and Group Deductible.
Remote GP Services benefit is included with all Precision Corporate Healthcare Company Schemes, at no additional charge, regardless of your chosen 'base' cover.
Value with a Group Deductible
WPA's Group Deductible is an intelligent way to fund your company's health insurance Scheme. It will reduce your costs but not your benefits with no additional risk.
With the Group Deductible option, your premium is split into two:
- 30% covers the first 30% of claims received (“the deductible”).
- 70% pays for the unknown risk (the insurance premium).
By choosing to pay your premium in this way, you reduce the overall cost to your company. This guaranteed saving enables you to use your money more efficiently. What's more, in the event that claims are less than the 30% deductible, you get this back as a rebate.
Benefits for you and the employee
Employer Benefits Employee Benefits
Reduce staff absenteeism due to ill-health.
Improve productivity with employees getting quicker access to private medical treatments.
Combine health insurance, cash plan and dental benefits into one tailored flexible healthcare scheme.
Improve staff wellbeing for a healthier workforce.
Flexibility of scheme design with the ability to mix and match benefits.
Fund the health cover using a Group Deductible (corporate excess) to reduce premiums.
Frequently asked questions
Here's a selection of questions and answers that we've already helped our customers with
Employer FAQs
How much on-going administration is there once the Company Scheme is set up?
What happens if one of our Company Scheme members wants to make a claim?
Can we mix and match cover between Company Scheme members?
Employee FAQs
How do I make a claim?
Will my employer be told when I make a claim?
What hospitals can I use?
What isn't covered?
As with all health insurance there are certain things that are not covered. For a full list of what isn't covered, please refer to the 'A Guide to Your Company Scheme'. It is important to understand that health insurance is not designed to be a replacement for the NHS, but rather to complement it.
Key exclusions include:
- Any long-term illnesses that lead to long-term monitoring and management (chronic conditions) unless the Long Term Conditions benefit is included.
- Targeted Cancer Therapies if readily available on the NHS, unless the Advanced Cancer benefit is included.
- Fertility problems, pregnancy and childbirth (except the limited cash benefit for childbirth under the New Baby benefit if included).
- Cosmetic surgery.
- Neonatal treatment.
Download documents
What next?
Contact us
If you’d rather talk to someone about our Company Schemes, please give our UK team a call on 01823 625247.