Small Business Health Insurance

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About WPA and our health insurance About WPA WPA small business Health Insurance
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WPA has over 110 years heritage offering customer service second to none.
We are a leading UK not-for-profit Provident Association providing health and dental insurance for individuals and employees of small or large companies in the UK.
Small business health Insurance, private health insurance for the SME

Small Business Health Insurance

Are you a small business employing between 3 and 400 staff?

Trying to insure all your staff´s health is of prime importance, however catering for each employees health insurance requirements is a headache in itself. Let alone their families too.

This is why we´ve designed our small business health insurance policy with you in mind, a typical small business with atypical health insurance requirements.

Specifically aimed at SME´s and small businesses, our small business health insurance policy is flexible enough to cover all of your employees´ needs, we´ve even called it the Enterprise Flexible Benefits policy - the clue´s in the title.

Get a Small Business Health Insurance quote now

Key Benefits of our Business Health Insurance

benefits Discounts available for groups of 15 + employees
benefits Different cover options for each employee and their dependants
benefits Shared Responsibility for greater flexibility
benefits Transfer your corporate healthcare needs with our easy transfer terms

About Shared Responsibility

An added feature available on your small business health insurance is Shared Responsibility. This is an innovative cost-sharing option offered with five different levels. It reduces your premium without reducing your cover. You can add Shared Responsibility to any number of employees´ options and at any of the five levels offered - giving you even greater control over your business´s health insurance package.

Employees Dependents

For new groups and/or new employees, children must be unmarried, living at home and under the age of 21. Once on the cover, children can remain on their parents policy up to the age of 25 if they are in full time education. Dependants can also choose a different level of cover to the employee, so it´s totally flexible and suitable for whatever health issues family members may have.

What is covered?

The small business health insurance provides cover for:

  • In Patient and Day Patient treatment
  • Out patient treatment
  • Cancer treatment

Other benefits such as:

  • Nursing at home
  • Private ambulance transport
  • Parent and child
  • Prostheses
  • Out of Pocket expenses
  • Hospice Donation
  • Employee Assistance programme

Enterprise Flexible Benefits is designed to promote maximum flexibility when insuring your business´s healthcare needs. There are 3 different types of policy to choose from and various Extras available. When choosing your cover combination you may choose different cover options for each one of your employees.

NHS Top Up

Enhance the service you receive from the NHS and cover those unexpected and potentially expensive bills such as cancer drugs, dental and optical treatment with a Top-Up Cash Plan.

Dental Insurance

Dental cover provides protection for both routine and preventative dental care, with the confidence that dental insurance is available for more serious and costly accidents and injuries.

It´s simply a question of finding a private health insurance policy that works for your business, leaving you to get on with the day to day work.

Click here to get a customised quote

Why Choose WPA for your Insurance?

WPA is a not-for-profit Provident Association focusing on customer value, not shareholder value. We are proud of our excellent reputation built on quality, providing an unparalleled level of service to our customers, whether families funding their own health cover or major UK companies.

We have a heritage dating back over 110 years. Throughout this time we have continued to progress with the changing healthcare environment. Our innovative plans continue to keep pace with these rapid changes.

Standards of Service

Our standards of service are that we will process properly presented claims within 7 working days. We promise that we will never cancel your plan or raise your premiums on the grounds that you have made too many claims.

Claims

You need to notify us of a claim before you receive any treatment. Please contact us through our website or by phoning us. To complement our Private Medical Insurance offering, we also provide NHS Top Up Cash plans and Dental Insurance at competitive rates.


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