What´s not covered with Active Health insurance
As with all health insurance policies, there are certain things that are not covered. Active Health specifically excludes the following list which is a summary only. For a full list please see ´What is not covered´ in ´A Guide to Your Policy´. A copy is also available on request.
- Any medical conditions you had when you took out the policy (pre-existing conditions) unless declared to and accepted by WPA
- Eligible treatment up to your excess and any treatment costs over the annual limit of £150,000
- Cancers diagnosed or for which symptoms or signs develop within the first 90 days of the policy commencing, unless agreed in writing by WPA (applies to new policyholders of WPA)
- Any long-term illnesses that lead to long-term monitoring or management (chronic conditions)
- Dental problems
- Fertility problems, pregnancy & childbirth
- Neonatal treatment
- Psychiatric conditions
- HIV/AIDS
- Cosmetic surgery
- Care and/or treatment arising from or related to taking part in winter sports (e.g. skiing, snowboarding), scuba diving, motor sports or engaging in professional sport.
- Any claim that has not been pre-authorised
Find out more about the benefits our senior health insurance offers you.
Our comprehensive FAQ section provides answers to many common questions. If you still have any questions, call a member of the team on 0800 298 9588.