Individual Health Insurance

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£7.48 per month - aged 30 years1

Who is this product for?

Key Benefits

  • You can tailor your health policy to suit your specific needs and budget.
  • Flexible Health allows you to choose from 3 different levels of cover.
  • Optional cancer cover including life-saving cancer drugs not available on the NHS.
  • Shared Responsibility allows even greater flexibility on your premium.
£5.63 per month - aged 25 years or under2

Who is this product for?

  • XS Health Insurance is aimed at those who want low premiums and maximum protection. Typically bought by parents who want peace of mind cover for their older children at home and abroad.

Key Benefits

  • You can claim up to £150,000 per person per year, for hospital and out-patient treatment, scans, tests, physiotherapy and cancer cover.
  • You have the confidence of being treated by a specialist of your choice, at a hospital of your choice, anywhere in the UK.
  • Unique ´rolling excess´ of £1,500 per person.
£14.88 per month - aged 55 years3

Who is this product for?

  • Individuals aged 55 and over who want peace of mind from their insurance - no upper age limit.

Key Benefits

  • Premiums up to 65% lower than traditional full cover health plans through choice of £3,000 or £5,000 excess4
  • £150,000 per year benefit for comprehensive specialist and hospital cover across the UK.
  • Peace of mind that your health is covered in the UK and abroad.

1 Based on essentials (surgery only) cover, self-employed 30 year old non-smoker living in Reading. £10.09 for 40 year old; £15.26 for a 50 year old.

2 Based on a 25 year old non-smoker. £14.13 for a 35 year old, £22.97 for a 45 year old.

3 Based on a 55 year old non-smoker with a £5,000 excess £30.88 for 65 year old and £46.88 for 75 year old.

4 Active Health with £3,000 excess compared to a leading competitor´s comprehensive plan with no excess - January 2013.

Premiums include 20% first year discount. For prices proceed to quote.



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