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XS health: High excess health insurance

If you´re rarely ill, you may feel that paying for health insurance just isn´t cost effective.

XS health is a comprehensive health insurance policy designed with a choice of higher excesses and therefore significantly lower premiums.

There is a choice of 3 excess contributions according to your age - £1,500, £3,000 or £5,000. The higher your excess the lower your premium, giving you quality health cover without the high price tag.

Good news! The excess works on a ´rolling´ basis which means that once treatment costs exceed your excess limit within a 12 month period, WPA will cover the cost in full for all eligible treatment for a further 12 months. So in effect, you get a year´s ´excess holiday´.

With XS health you get:

Discounted premiums when compared to traditional comprehensive plans

Comprehensive cover - without being penalised for claiming

Freedom to use any UK hospital