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1XS - The Benefits

Most of us stay healthy. Ask yourself "when did I last need private treatment?". Of course it can happen and it can be expensive. With 1XS you pay the small bills and WPA pays the big ones.

This page contains a summary of the benefits available.

More detailed information can be found here.
1XS Policy Summary Guide to your 1XS policy
Policy Summary Guide to Policy


In-patient and day-patient treatment Cover
Hospital Treatment Covered
Specialists´ Fees 1 Covered
Diagnostic Tests Covered
Diagnostic Scans Covered
NHS Cash Benefit Covered
Psychiatric Treatment Not covered
Out-patient treatment  
Consultations with a Specialist 1 Covered
Diagnostic Tests Covered
Diagnostic Scans Covered
Physiotherapy (and other therapies) 2 Covered
Psychiatric Treatment Not Covered
Out-patient Procedures 1 Covered
Pre-admission Tests Covered
Cancer Treatment 3  
Consultations with a Specialist Covered
Radiotherapy/Chemotherapy Covered
Advanced Therapeutics 4 Covered
NHS Cancer Cash Benefit Covered
Other Benefits  
Nursing at home Covered
Private Ambulance Covered
Parent and Child Covered
Prostheses Covered
Hospice Donation Covered

Covered = Covered, once excess limit has been reached.
Not covered = Not covered


1 A guideline to customary and reasonable fees
2 This includes Acupuncture, Chiropody/Podiatry, Chiropractic Care, Homeopathy, Osteopathy and Physiotherapy
3 Cancers will not be covered which are diagnosed or for which symptoms develop within the first 90 days of the start of a new policy (ie new policyholders of WPA)
4 WPA will fund the use of advanced anti-cancer (targeted) treatments which are not available in the NHS (eg Herceptin, Avastin, Glivec and Tarceva) with our prior approval. (This is a one year life time benefit).

This list of benefits is intended as a summary only. More detailed information can be found here.




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