Out-patient Option

Provides unlimited cover for reasonable charges made by your specialist, including consultation fees and diagnostic tests.


Consultations with a Specialist
Covered
 No annual limit. In line with customary and reasonable fees
Diagnostic Tests
Covered
 Such as x-rays, pathology and ultrasound when referred by your specialist
Psychiatric Treatment
Covered
 Full cover for 6 consecutive months, pre-authorisation required
Covered Covered



Therapy Option

This option is all about recovery, enabling you to get better as quickly as possible


Acupuncture
Covered
 Up to a total of £1,000 of therapy per person per policy year.
Chiropody/Podiatry
Covered
Chiropractic Care
Covered
Dietary Services
Covered
Homeopathy
Covered
Osteopathy
Covered
Physiotherapy
Covered
Speech and Language Therapy
Covered
Psychology/psychotherapy
Covered
75% of the cost for GP referral for scans/X-rays
Covered
Covered Covered



Worldwide 35

This option provides the confidence of your selected WPA cover if you need emergency treatment when you are abroad. So no matter where you are, together with Mondial, we can offer you a network of medical professionals with invaluable local knowledge to assist you - and to help bring you and your family back to the UK if required.

Also unlike many travel insurance plans our ´Worldwide 35´ is not re-underwritten at renewal so the good news is that ´pre-existing conditions´ will not be imposed on you each year.


Emergency Overseas Treatment
Covered
 We will provide cover for trips abroad for up to 35 days per trip (with the calculation starting on the day of outward travel) subject to an annual maximum of 90 days and an annual maximum benefit of £250,000
Evacuation/Repatriation
Covered
Family Assistance
Covered
Covered Covered. Please note that the Worldwide Option does not cover the Dental Option (shown below).
Important note: Worldwide 70 will only give the same level of cover as Worldwide 35 in the USA.



Worldwide 70

This option provides the confidence of your selected WPA cover if you need emergency treatment when you are abroad. So no matter where you are, together with Mondial, we can offer you a network of medical professionals with invaluable local knowledge to assist you - and to help bring you and your family back to the UK if required.

Also unlike many travel insurance plans our ´Worldwide 70´ is not re-underwritten at renewal so the good news is that ´pre-existing conditions´ will not be imposed on you each year.


Emergency Overseas Treatment
Covered
 We will provide cover for trips abroad for up to 70 days per trip (with the calculation starting on the day of outward travel) subject to an annual maximum of 180 days and an annual maximum benefit of £500,000
Evacuation/Repatriation
Covered
Family Assistance
Covered
Covered Covered. Please note that the Worldwide Option does not cover the Dental Option (shown below).
Important note: Worldwide 70 will only give the same level of cover as Worldwide 35 in the USA.



Dental Option

The Dental Option offers extra protection (over £30,000 worth of dental) which may prove to be an invaluable addition at a very low cost. What´s more, you don´t have to be declared dentally fit before being accepted for cover.


General Dental Treatment
Covered
 75% of the cost up to £250 per policy year. Covers treatment performed by a registered dental surgeon or dental hygienist in the general practice (a dentist’s chair). There is a 3 month qualifying period before this cover commences.
Dental Emergencies
Covered
 £1,000 per policy year (£250 per episode maximum of 4 per year). Covers treatment for incidents of acute pain, swelling or a dental haemorrhage requiring an emergency dental appointment. There is a 14 day qualifying period before this cover commences.
Dental Injuries
Covered
 £20,000 per policy year. Covers in- and out-patient treatment where injury has been caused by an external blow to the face, teeth or jaw.
Defined Oral Problems
Covered
 £10,000 per policy year. Covers in- and out-patient treatment under the care of a recognised Consultant Oral/Maxillo-Facial Surgeon for any of the following conditions:
  • Treatment of oral cancer including reconstructive plastic surgery
  • Treatment of bone cysts of the jaw
  • Treatment of tumour of the mouth or jaw
  • Treatment of conditions of the salivary glands
  • Surgical removal of buried roots
  • Surgery to the temporomandibular joint
Covered Covered



Corporate Cash Plan

Cash help towards everyday expenses your employees face.


Dental
Covered
 75% of costs up to £150 per policy year
Optical
Covered
 75% of costs up to £150 per policy year
Specialist Consultations
Covered
 75% of costs up to £250 per policy year
Chiropody
Covered
 75% of costs up to £125 per policy year
Therapy
Covered
 75% of costs up to £300 per policy year
GP Fees
Covered
 75% of costs up to £60 per policy year
Health Screening
Covered
 75% of costs up to £200 per policy year
Maternity Cash Benefit
Covered
 £200 per child
Paternity Cash Benefit
Covered
 £200 per child
Post-Hospital Recovery Bonus
Covered
 £400 per policy year
Hospital In-patient Admission
Covered
 £65 per night up to a maximum of 50 nights
Day-patient Admission
Covered
 £65 per day up to a maximum of 5 days
A&E Attendance
Covered
 £40 per day
24hr Advice Service
Covered
 24 hours, 365 days
Covered Covered
There is a 6 month qualifying period for all benefits except maternity/paternity which has a 10 month qualifying period and A&E Attendance which has no qualifying period.