Enterprise Flexible Benefits - What´s not covered

As with all health insurance policies there are certain things that are not covered. Enterprise Flexible Benefits specifically excludes the following list which is a summary only. For a full list of exclusions please see ´A Guide to Your Group Policy´.

• Any medical conditions your employee had when you took out the policy (pre-existing conditions) unless declared to and accepted by WPA
• Chronic conditions (which are long-term illnesses that lead to long-term monitoring or management)
• Dental problems (unless you choose the Dental Option)
• Fertility problems, pregnancy & childbirth
• Neonatal treatment
• HIV/AIDS
• Cosmetic surgery
• Care and/or treatment arising from or related to taking part in winter sports (eg skiing, snowboarding) scuba diving and motor sports
• Injuries resulting from taking part in professional sports