Individual Health Insurance Benefits

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Individual Health Cover
Benefits

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health cover
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  • State of the art technology
  • 110 years heritage

Flexible Health Literature
PDF Policy Summary
PDF Essentials Guide to Policy
PDF Premier Guide to Policy
PDF Elite Guide to Policy


Individual and family health insurance

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What´s covered with Flexible Health Insurance

Flexible Health has three levels of cover    


 
 
In- and Day-patient (hospital)
Hospital and surgeons' fees 1
NHS hospital cash benefit
Non-emergency (elective) surgery
Medical (non surgical) treatment
Diagnostic tests and scans
Prostheses
Psychiatric treatment
 
Out-patient treatment
Pre-admission tests
Specialist consultations & tests 1
Post hospital consultation & tests
Physiotherapy & other therapies 2
Diagnostic scans(MRI, CT & PET)
Out-patient procedures 1
 
Cancer Cover
Consultations with a specialist
Radiotherapy & chemotherapy
Advanced cancer drugs
(Advanced therapeutics)
NHS hospital cash benefit
 
Other valuable benefits
Nursing at Home
Private ambulance
Parent and child
Out of pocket expenses
Hospice donation
Emergency abroad
Dental
Optical
Health screening
Value:
essentials
 
  
£100 per day/night
(elective surgery only)
  
  
  
  
  
 
 
  
£150 (pre-surgery)  
  
£200 (post-surgery)  
  
  
 
 
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
Business Class:
premier
 
  
£100 per day/night
  
  
  
  
  
 
 
  
£150  
  
£200  
  
  
 
 
 
 
 
 
 
 
  
  
  
  
  
 
 
 
 
ADD
cancer cover 
extra out-patient 
emergency abroad 
dental cover 
 
TAILOR YOUR PREMIUM
premium hospitals
 
Shared Responsibility (SR)
£250, £500, £1,000, £3,000
First Class:
elite
 
  
£100 per day/night
  
  
  
  
  
 
 
  
  
  
  
  
  
 
 
  
  
  
  
 
 
  
  
  
  
  
  
  
£200
£200
TAILOR YOUR PREMIUM
premium hospitals
 
Shared Responsibility (SR)
£500, £1,000 or £3,000

Covered. Not covered (see ´What is not covered´ in ´A Guide to Your Policy´).

1. See our guideline of customary & reasonable fees. WPA actively manages your claims and most specialists´ fees are within these limits. If your specialist´s charges are higher, then you will be required to pay a shortfall.

2. This benefit covers one or a combination of the following treatments: Acupuncture, Chiropody/Podiatry, Chiropractic Care, Dietary Services, Homeopathy, Osteopathy, Physiotherapy and Speech and Language therapy


See what´s not covered in detail.

Our comprehensive FAQ section provides answers to many common questions.