Dental Health Insurance - What´s not covered
Providental specifically excludes the following list which is a summary only. For a full list please see the ´What’s not covered´ sections in ´A Guide to Your Plan´. A copy is also available on request.
- Any treatment undertaken or completed prior to joining the plan, or within the qualifying period.
- Any conditions/injuries you had when you took out the plan (pre-existing conditions). This does not apply to the benefit of routine treatment which includes check-ups, hygienist, general and restorative treatment.
- Oral cancers diagnosed or for which symptoms or signs develop within the first 90 days of cover (90 day deferment period).
- Cosmetic and aesthetic treatment, implants or treatment that is not clinically necessary.
- Chronic conditions (which are long-term illnesses that lead to long-term monitoring or management) and chronic periodontal disease.
- Restorative treatment associated with material dental neglect under the Dental Injury or Oral Cancer benefits.
- Any claims submitted more than 6 months after the treatment took place.
Note that Providental is not a fully comprehensive dental insurance plan.
Find out more about the benefits our dental insurance offers you.
Read our dental insurance FAQ if you still have any questions, call a member of the team on 0800 298 9588.