What´s not covered with Dental Insurance
The dental plan specifically excludes the following list which is a summary only. For a full list of exclusions please see ´A Guide to Your Plan´.
- Any treatment undertaken or completed prior to joining the plan, or within the qualifying period.
- Any conditions/injuries you had when you took out the plan (pre-existing conditions). This does not apply to checkups, hygienist, general and restorative treatment.
- Oral cancers diagnosed or for which symptoms or signs develop within the first 90 days of cover (90 day deferment period).
- Cosmetic and aesthetic treatment, implants or treatment that is not clinically necessary.
- Chronic conditions (which are long-term illnesses that lead to long-term monitoring or management) and chronic periodontal disease.
- Restorative treatment associated with material dental neglect under the Dental Injury or Defined Serious Oral Problems benefits.
- Any claims submitted more than 6 months after the treatment took place.
- Extraction of wisdom teeth unless carried out in the dentist´s chair in a dental surgery.