Cash health plans - the benefits

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NHS Top-Up - A unique health care cash plan that supplements your valuable NHS care

Cash health plans - what´s covered with NHS Top-Up

NHS Top-Up has three levels of cover.

Click on each benefit for more information.

Core cover level one level two level three
dental 1 £65 £100 £150
optical 1 £65 £100 £150
therapy 1 £200 £300 £400
specialist consultation and 2nd opinion 1 £150 £200 £250
gp services and prescription charges 1 £50 £100 £150
new baby £50 £100 £200
hospital stay (per night/day) £20 £35 £50
a&e attendance (£20 per visit) £20 £40 £60
nhs car parking 2 Up to £300 on all levels
medical & legal helpline
finance, legal advice, counselling and more
included on all levels

You can enhance any one of the 3 levels of cover with the following extras (optional).

Optional Extras

  benefit
scans and screens [+ £1.75] £200
mycancerdrugs [+ £4.20] £50,000
essential european cover [+ £1.00] £100,000
cosmetic surgery [+ £3.00] £20,000
dental trauma [+ £2.50] £10,000
personal accident [+ £0.50] £15,000
  Get a Quote

All benefits are per person per year with the exception of mycancerdrugs which is a lifetime benefit. We will also cover one health screen per person as part of the scans and screens benefit every two plan years.

Mycancerdrugs is available until your 66th birthday.

Children covered free

Up to 5 child family members (under the age of 18) are covered free on this plan. Each child will have the same level of cover and benefit limits as the adult(s) covered on the plan (with the exception of the New Baby benefit which is not available to children).

1. 75% or 100% cashback available.
2. £300 for cancer treatment, £50 for other stays


See what´s not covered in detail.

Our comprehensive FAQ section provides answers to many common questions. If you still have any questions, call a member of the team on 0800 298 9 588.


For more information

Call us about our plans

0800 298 9 588