Shared Responsibility (co-payment) is pioneered by WPA and is available on many of our health insurance policies. You can choose to have a Shared Responsibility of £1,200. Choosing a Shared Responsibility will reduce your premium. The Shared Responsibility will directly affect any claims that you make on your policy. We call it ´co-payment´ because you are in effect sharing the cost of your claims with WPA. The Shared Responsibility is on a 30/70 basis, you pay 30% of eligible claims and WPA pays 70%. However, you only pay 30% up to the maximum Shared Responsibility limit, of £1,200 until the next policy year (when your health insurance policy renews).
Example of treatment received within one policy year, based on a £1,200 Shared Responsibility limit.
Note: The example assumes that the options chosen allow for the types of treatment illustrated. Please also check ´A Guide to your Policy´ to see the choice of maximum annual Shared Responsibility available to you.